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Canada. Canada Pension Plan

Canada. Canada Pension Plan
Service Canada, PO Box 5100, Scarborough, ON M1R 5C8
Ontario
Toll free 1-800-255-4786
English 1-800-277-9914 ; French 1-800-277-9915
Recorded information Mon-Sun 24 hours * call Mon-Fri 8:30 am-4:30 pm to speak to an agent
Contributors to the Canada Pension Plan (CPP) * Canada has reciprocal social security agreements with many countries, which may allow people who have lived or worked in another country to qualify for a foreign pension
Monthly retirement pension, beginning as early as 60 years or as late as 70 years
* full pension if started at 65 years
* reduced pension if started before 65 years
* increased pension if started after 65 years

Post-Retirement Benefit -- for workers 60-70 years who continue to contribute to CPP while receiving a CPP pension

Disability benefits for contributors under 65 years
* allowance for dependent children

Survivor benefits -- monthly pension for surviving spouse or common law partner
* children's benefit for dependent children of deceased contributor
* death benefit (lump sum payment to estate, or persons responsible for funeral costs)

Amount of benefits payable is in proportion to contributions
* pension credits earned by either spouse may be divided equally (credit splitting) on termination of marriage or common law partnership

Social Security Tribunal, 1-877-227-8577 -- independent appeal process for Canada Pension Plan decisions

Program of Employment and Social Development Canada, delivered by Service Canada
Apply 6 months before you want your pension to start (not automatic) * application forms available online, by phone or in person at Service Canada sites -- see separate entries
English; French
Not Applicable
Federal Government
01-Feb-18
18-Apr-18
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